LESSONS I LEARNED FROM THE FIRE- A Cautionary Tale by Tonya D. Floyd

 

WOW! I don’t know if this book confirms what I already knew or is preparing me for what I am getting ready to do. My ex-husband is trying to sell our “marital home” with all of it’s  pre-purchase problems and I am in the process of renovating a fixer-upper. LESSONS I LEARNED FROM THE FIRE- A CAUTIONARY TALE by Tonya D Floyd is a must read for ANYONE who owns a home, is getting ready to purchase a home, get insurance, has insurance. Is a renter with insurance or, you are making a major purchase with or without insurance. 

DISCLAIMER: Tonya D. Floyd is my “forever” niece and I purchased this book because she wrote it. She has many books but this was the one I was “lead” to get and I had the funds to purchase. But, just because she is family does not mean I will not give an honest review. Generally speaking, when friends ask me to review their books and I take the time to read it then I will post the review on my blog, the cost for my time, but I will not post it on Social Media. Twice in the 10 plus years I have been reviewing books have I not posted a review on Amazon because it was that bad, one of the two I did not post on my blog, she was a good friend and a member of the church I attended; both books were trashed upon completion.  LESSON’S I LEARNED FROM THE FIRE will not be trashed.

Half way through this 30 page booklet, I started “hating” it! BECAUSE it was information I needed to know and I hate being a grown-up. Each of the nine lessons presented in this book I needed to know or be reminded of. Her story, Tonya D Floyd’s, life  lessons, learned the hard way, reinforce the importance of understanding EVERY document you sign. No one plans an accident and some accidents can be avoided, if you take the right steps.We think of insurance as a cushion, but there are unknown variables.  Not knowing, not understanding is costly! 

In addition to rereading the book, and marking it up as I like to do, I plan on purchasing at least 3 copies for gifts for 3 individuals who I know are planning to purchase a home. Truth is I don’t hate-hate the book, I really love and appreciate it, I just don’t like being a grown up. 

I recommend you purchase the book, even if all you have is renters insurance. That fine print will bite you if you need it and discover to late your claims don’t qualify. Ask people who live in disaster areas.

Written by Marsha L Floyd

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